M1 Bank offers a wide variety of CD and IRA options with fixed rates so you know exactly what you are earning. Pick the term that fits your needs and lock in the rate. Then sit back and relax, we will handle the rest.
All Accounts Include
- Fixed rates for guaranteed returns
- No set-up or annual fees
- Convenient automatic renewals
- Competitive Interest Rates*
*Interest rates are subject to change at any time
Certificate of Deposits
Additional Account Features
- Minimum Open Deposit $1000
- Variety of Terms available
Individual Retirement Accounts (IRAs)
Additional Account Features
- Minimum Open Deposit $1000
- Variety of Terms available
- Traditional and Roth IRAs are available
- All IRAs held in Certificate of Deposit