CD and IRA Accounts

M1 Bank offers a wide variety of CD and IRA options with fixed rates so you know exactly what you are earning. Pick the term that fits your needs and lock in the rate. Then sit back and relax, we will handle the rest.

All Accounts Include

Fixed rates for guaranteed returns
No set-up or annual fees
Convenient automatic renewals
Competitive Interest Rates*

*Interest rates are subject to change at any time

Certificate of Deposits

Additional Account Features

Minimum Open Deposit $1000
Variety of Terms available

Individual Retirement Accounts (IRAs)

Additional Account Features

Minimum Open Deposit $1000
Variety of Terms available
Traditional and Roth IRAs are available
All IRAs held in Certificate of Deposit