Kenneth E. Poteet
Chairman & CEO
For more than 30 years, innovative banking executive and entrepreneur Ken Poteet has been bringing fresh ideas and astute leadership to the financial services industry with great success. Poteet now is focusing that extensive experience and expertise on a new financial institution – M1 Bank.
Ken began his banking career shortly after graduating from Southern Methodist University’s Graduate School of Banking and from Missouri State University, where he earned a degree in computer information systems with a minor in marketing. He started in banking with one multibank holding company and one single-bank holding company in addition to consulting for the group’s captive data center.
Two years later, in 1988, Ken became the CEO and a director of First Midwest Bank of Dexter. For the next five years, his role in the organization expanded as he became the largest producer, resulting in the ultimate responsibility for the overall direction and profitability of the two holding companies and four unit banks.
Soon after selling his interest in the Midwest Group, Ken became the founder and chairman of Sterling Bancshares, Inc. and Sterling Bank. His De Novo Bank business model centered on his expertise in affordable housing programs derived from the Tax Reform Act of 1986, which was made permanent in 1993.
Despite the economic downturn, Ken steered Sterling Bank to profitability in only its third month of operation. Additionally, the charter location was recognized as one of the top six architectural designs of a community bank in the nation by ICBA Independent Banker Magazine.
Ken’s leadership ensured that in a few short years since it was chartered, Sterling Bank was recognized as the highest performing financial institution in the State of Missouri #1, – and #17 in the Nation – by SNL Financial in 2014. Mr. Poteet resigned his positions as Founder/Chairman and CEO to pursue other interests in September 2016. As of September 30, 2016, Sterling Bank’s Total Assets exceeded $1.4 billion with more than $1.5 billion in loans under management.
Within the industry, Ken’s leadership and vision resulted in a number of notable achievements, including: The De Novo and success of Sterling Bancshares, Inc/Sterling Bank; financing of the first affordable housing development in Texas under the HOME (Home Investment Partnership Program); the first affordable housing historic rehab in the 9th Ward of New Orleans post-Katrina; and the financing of the first alternative energy powered affordable housing development in the country. He has initiated more than $3.5 billion in LIHTC and LIHTC-related loans and consulted for the sale/purchase of LIHTC and historic tax credits without a single default or recapture.
Those significant experiences led Ken to yet another new and unique mission and purpose with the formation of M1 Bank and M1 Bancshares, Inc, the holding company and sole shareholder of M1 Bank.
M1 Bank is a national brand with a strong local stewardship. The financial institution specializes in Low to Moderate Income Housing & Renewable Energy Tax Credit/Lending programs on a National Scale with an unparalleled commitment as a steward of the communities in which it has a physical location and presence.Email
Vice Chairman & Executive Vice President
A founding member of M1 Bank, McLane Poteet is chief credit officer focused on managing the bank’s credit function while implementing its credit philosophy and strategic model. He also serves on the board of directors for the bank and holding company M1 Bancshares, Inc., governing all aspects of bank management and strategic planning.
McLane gained extensive banking experience in his previous role at a financial institution developing and implementing lending platforms and procedures to meet the needs of the affordable housing, renewable energy, and historic tax credit markets. He played an integral role in building this high performing financial institution with assets in excess of $1.4 billion.
A graduate of the University of Missouri, McLane earned a bachelor’s degree in business administration with a dual-emphasis major in finance & banking and real estate, along with a minor in economics. In 2013, he received his Juris Doctor from Saint Louis University School of Law.Email
With more than 30 years of innovative banking industry experience, M1 Bank President David M. Bequeaith is a recognized leader in the field and brings a unique perspective to both the Bank as well as M1 Bancshares, Inc., for which he serves on the Board of Directors. As President, David leads M1 Bank’s risk governance function, focusing on enterprise risk, particularly the expanding loan portfolio and operational execution to support the long-term success of the bank.
Prior to joining M1 Bank, David was President and Managing Director of TIB-Bequeaith Banking Solutions in Dallas. This $4 million strategic consulting firm provided credit management/loan review and compliance consulting, audit, and training services to more than 100 financial institutions with a combined asset base of over $100 Billion. David founded Bequeaith Banking Solutions in Kansas City and grew that start-up company to a portfolio of 40 clients and $1.4 million in annual revenue in a few short years before acquisition by TIB.
David’s unique perspective of the banking industry comes from his experience as a former bank examiner, bank governance professional and leader for the risk service functions of two large accounting and consulting firms. He provided expert level services to a diverse range of financial services companies, from community banks with pending regulatory actions to larger projects such as well-publicized Bank Secrecy Act formal actions.
A respected specialist in the Bank Secrecy Act, Anti-Money Laundering and related issues, David created the Independent Community Bankers of America (ICBA) Bank Secrecy Act/Anti-Money Laundering Certification program (BSAP) as well as its longstanding Community Bank Compliance Officer Certification program (CCBCO). In his role as an ICBA Certification/Curriculum Designer & Trainer he has trained more than 10,000 bankers, examiners, accountants, and consultants in a variety of technical disciplines. Beyond his work with ICBA, David was also a faculty contributor to the Texas Tech University Graduate School of Banking.
David earned his undergraduate Business Administration degree from Central College in Pella, Iowa and a Master of Business Administration from Keller Graduate School of Management. He is a Certified Regulatory Compliance Manager (CRCM) from The Institute of Certified Bankers and has earned the Credit Risk Certification (CRC) Professional designation from The Risk Management Association. He has also earned the Certified Anti-Money Laundering Specialist (CAMS) designation from ACAMS.Email
Trent Hillis, CPA
Director, Executive Vice President, & CFO
A founding member of M1 Bank, Trent Hillis is chief financial officer focused on strategic management of all finance and accounting functions, including financial reporting for both the bank and M1 Bancshares, Inc., the bank holding company. He also serves on the board of directors for both companies as well as the loan, and asset-liability management committees.
Before joining M1, Trent served as an accounting advisor for the tax credit syndication industry by underwriting tax credit equity investments, focusing on GAAP financial statement impact for tax equity investors. He provided strategic direction to Fortune 500 companies, regional banks, and community banks on regulatory guidance and accounting/tax treatment of tax equity investments, with a focus on renewable energy tax credits. Trent also served as vice president of finance for a high performing bank with more than $1.4 billion in assets, as well as an auditor for PricewaterhouseCoopers.
A Certified Public Accountant, Trent earned undergraduate and graduate degrees with highest honors in accounting from the University of Southern Mississippi in Hattiesburg, Miss. While a graduate student, he gained valuable experience studying international accounting in London. Trent also was a college athlete, playing NCAA Division I golf and earning accolades as a two-time recipient of the University of Southern Mississippi Golf team’s Payne Stewart Award.Email
Corey K. Poteet
Director & Senior Vice President
A founding member of M1 Bank, Corey Poteet serves on the Board of Directors for the bank and holding company M1 Bancshares, Inc., governing all aspects of bank management and strategic planning. Corey’s main role is focused on developing valuable relationships nationwide in the affordable housing, renewable energy, and historic tax credit arenas. Additionally, Corey is responsible for managing and implementing structures, platforms, and procedures within those particular banking areas.
As a veteran in the banking industry, Corey was part of a central Missouri bank where he served as vice president. In that role, he supervised retail and commercial lending, handled underwriting and evaluating credit, managed loan review, developed branch profitability reports, and assisted with investment portfolio management. Prior to launching M1 Bank, Corey was senior vice president for a high performing bank in the St. Louis area, where he specialized in LIHTC, Renewable Energy Tax Credits and Commercial Lending. Additionally, he was involved in an acquisition/merger, staffing, and various other senior management duties and committees.Email
Chief Operating Officer
Supporting M1 Bank’s growth and business opportunities is the primary role of COO David Hill. A member of the board of directors, David ensures the board direction is being carried out operationally in day-to-day operations including: ensuring the highest quality client care and service; honoring existing client relationships; assisting and supporting the creation of new bank products and services; and regulatory compliance. Additionally, he is the bank’s information technology manager, as well as the regulatory compliance and risk manager.
David has been committed to distinctive client service since he began his banking career in 2004. Beginning as a teller, he quickly rose through the ranks gaining experience in every bank division and most recently was president and CEO of a central Missouri bank.Email
Jim McAlpin is an accomplished law firm leader with extensive board experience. For almost forty years, Jim has advised business owners, management teams and boards of directors on strategic, financial, regulatory and governance matters. Jim is a senior partner at the international law firm of Bryan Cave Leighton Paisner LLP and he was the Chairman and Managing Partner of Atlanta-based Powell Goldstein LLP before its merger with Bryan Cave in 2009. Jim subsequently served on the Executive Committee of Bryan Cave and led the firm’s banking practice for ten years. He serves on the boards of two banks in Pennsylvania and Missouri, as well as the board of a private company in Nashville, Tennessee. Jim is a frequent speaker on the topics of corporate governance and board best practices.Email
Joseph T. Porter, Jr.
Joe Porter joined the Board of Directors of both M1 Bancshares, Inc and M1 Bank in December of 2022, and chairs the M1 Bancshares Audit Committee. Joe is a practicing attorney and has over 40 years experience in the area of corporate and business law. He has spent most of his career advising financial institutions and their holding companies in the areas of corporate governance, regulatory compliance, mergers and acquisitions, strategic planning, and the raising of equity capital.
Joe received a B.S. degree in Business Administration with an emphasis in accounting from the University of Missouri-St. Louis and a law degree from the St. Louis University School of Law, graduating from both institution with honors. He has served on the boards of numerous civic and charitable organizations in the St. Louis area and is currently a member of the Chancellor’s Council at the University of Missouri-St. Louis.Email
Senior Vice President
A banking industry veteran, Robert McLain has 40 years of experience guiding the investments of financial institutions. At M1 Bank, Robert is focused on business development, relationship development with other financial institutions to nurture participation loan partner collaborations, and finding opportunities for the bank in affordable housing. He also serves on M1’s loan and large credit committees.
Before joining M1, Robert worked with financial institutions around the country providing strategic direction with investment portfolio management, asset-liability management, employee 401k planning and management, and cost-cutting to help increase overall profitability. He is the founder of the FIN Club, a group of 65 experienced bankers sharing ideas regarding banking strategy and financial legislation.
Robert has an associate degree in banking and finance. He also served as an instructor teaching banking professionals investment portfolio management, asset-liability management, and qualification for Series 7 representative.Email
Senior Vice President - Client Services
As Global Customer Service Manager at M1 Bank, Nick Clark is the ambassador of the bank’s priority relationships, focused on serving needs and nurturing lasting, long-term relationships that meet both customer goals and bank goals. He also serves as the Clayton branch manager for M1 Bank. Nick has been in the financial services industry for nearly ten years and has held multiple roles in the banking world, rising quickly through the ranks with his expertise and exemplary customer service skills. He most recently was branch manager/loan officer for a $1 billion mid-size Illinois bank, and he also has experience with a large national financial services organization.
Nick earned undergraduate and graduate degrees in computer management information systems from Southern Illinois University Edwardsville. He is an Illinois native and is pleased to bring the sense of community he experienced growing up to his work with individual customers at M1.Email 314-721-2265
Senior Vice President
With a degree in accounting from the University of Arkansas and valuable experience as a senior auditor at Deloitte & Touche, Michael Griggs focuses on data at M1 Bank to analyze loan portfolios, credit analysis, and relationship management. He also serves on the Loan and Large Credit committees for M1.
Before joining Deloitte, Michael was a Koch Industries intern at Flint Hills Resources and gained valuable expertise in the oil industry.Email
Senior Vice President
David contributes over 22 years of banking experience to the M1 team, with a background that includes roles in both community and corporate banking. His diverse career has encompassed consumer lending, commercial lending, branch management, and has also included specialized roles in complex corporate treasury and credit solutions. At M1 Bank, David focuses on all aspects of commercial lending while providing his clients the highest level of customer care.
David received a Bachelor of Science degree in Finance from Southern Illinois University in Carbondale, Illinois. He is actively involved in the community, serving as a board member for the St. Louis Chapter of The American Cancer Society, and as a board member for the St. Louis Transportation Club. In his spare time, he enjoys spending time with his family and dedicates himself to volunteer work, including service at Care St. Louis Adoption Center and other non-profit organizations.Email
Marketing & Community Outreach
M1 Ministries Executive Director
As the Marketing & Community Outreach Director for M1 Bank, Stephanie Bahn Poteet supports M1’s innovative purpose-driven culture of Banking on a Mission through collaborations with local charities committed to supporting at-risk children, the arts, and veterans. She also creates awareness of and promotes M1 Bank’s brand promise to help address the low to moderate income housing and renewable energy needs of communities across America. Additionally, Stephanie directs the marketing activities of M1 Bank, including the promotion of their competitive high-yield premium money market and deposit accounts to meet strong loan demand and cultivate relationships nationwide.
A graduate of the University of the South in Sewanee, Tenn., where she earned a degree in art history and was part of the equestrian team, Stephanie also studied at the University of Oxford, England and Trinity College in Dublin. She worked as a facilitator with Sotheby’s in New York advising clients interested in purchasing unique commissioned pieces to accompany their corporate or residential real estate transactions. Additionally, Stephanie earned accreditations in health & wellness nutritional coaching, interventional & longevity nutrition, and health counseling through the Institute for Integrative Nutrition. Prior to joining M1 Bank, she was a marketing/public relations manager for SAB LLC, an independent marketing company specializing in promotional events with a philanthropic component. Her clients at SAB included: Continental Title Company, Sterling Bank, and the Anthropedia Foundation. Stephanie’s other professional experience includes serving in business development with Peoples National Bank in St. Louis, as a residential real estate agent at Dielmann Sotheby’s International Realty/JMSB Realty, and as a commercial broker/transaction coordinator with Stephen F. Bahn Commercial Real Estate Services.
Stephanie and her husband Ken Poteet have five children, with two – London and Wynston – still living at home along with a menagerie of pets that include dogs, birds, fish, and horses.Email
Vice President - Operations
With a keen sense of organization, Olivia Hillis handles M1 Bank’s technical operations, supervising the back-office operations of the entire bank. Additionally, she is the primary representative of regulatory compliance and risk management, ensuring the bank is complying with all banking industry regulations.
Olivia gained experience in the banking industry through her previous role as part of a high-performance financial institution focused on operations, financial analysis, and the financial needs of clients. She has also worked in the insurance industry and studied at Missouri State University in Springfield, MO.Email 314-626-6788
Vice President - Lending
Caryn is the BSA officer for M1 Bank, ensuring proper compliance management as well as lending compliance management for the bank. In addition, she also serves as a Lake of the Ozarks loan officer, and manages loan processing and monitoring for the bank. She is invaluable in helping figure out complex problems and nurturing relationships with the central Missouri community.Email 314-721-2265
Attention to detail and exemplary client service are the hallmarks of Hattie Dazey, M1 Bank‘s wire department manager, accounting representative, and accounts payable manager. She is focused on taking care of client banking needs and maintaining excellent relationships with all M1 deposit clients, ensuring that clients have the service and support they need to achieve their short- and long-term banking goals. Hattie also serves as secretary of the M1 Bank board, M1 Bancshares, Inc., board, and the asset-liability management committee.
Before joining M1 Bank, Hattie applied her legendary attention to detail skills to the management of two businesses in Van Buren, Mo. She also has extensive experience in customer service, bookkeeping, financial analysis, project management, and medical coding. Hattie is a graduate of Cox College in Springfield, Mo.
Vice President - Client Services
With nearly 30 years of client management experience, Julia Drummond is well versed in taking care of customer needs and exceeding their expectations. Julia has worked in the investment departments of two local banks, managing operational functions and coordinating service needs for customers with great success. She brings the same attention to detail and anticipation of needs and solutions to her work with individual clients at M1 Bank, while also serving as the Human Resources and employee benefits representative for the bank.
A St. Louis native and an alumni of Ursuline Academy, Julia is M1 Bank’s Des Peres/Kirkwood community liaison connecting the bank with local business and community organizations. She earned a degree in business administration from Lindenwood University in St. Charles.Email 314-626-6788
Vice President - Client Services
As both the Des Peres branch manager and the online banking manager, Jordan Patton is focused on creating an exemplary experience for customers both in person and online. She has worked in the banking industry for nearly 10 years, including for a $1 billion mid-size Illinois bank, and she is known for her customer service and communication skills.
Jordan is a southern Illinois native and attended Southwestern Illinois College in Belleville, IL.Email 314-626-6788
Vice President - Operations
A banking industry veteran, Jessica Prather is the Wire Department representative for M1 Bank as well as the primary representative at M1’s Clayton branch. She also performs online banking and remote deposit capture items duties along with general customer service duties.
Previously, Jessica – a St. Louis native – held client service positions at Enterprise Bank and US Bank.Email 314-721-2265
Vice President - Operations
Kerrianne Ferrero is a banking industry veteran, working for nearly 10 years at a $1 billion mid-size Illinois bank. Now at M1 Bank, Kerrianne is focused on creating an exemplary customer service experience both in person and online. She also serves a key role in operational support for the organization. Kerrianne has particular expertise in compliance, banking laws, and regulations.
A Texas native, Kerrianne now lives in Illinois and enjoys learning about building customer loyalty whenever possible.Email 314-626-6788
Vice President - Finance
A motivated leader with a decade of banking experience at a high-performing financial institution, Ellen brings to M1 Bank valuable experience in financial reporting and a wealth of knowledge in the lending area. Ellen’s analytical skills and regulatory understanding makes her a valuable asset in M1 Bank’s future.
Ellen displayed her leadership qualities at the University of Illinois at Urbana-Champaign where she earned a B.A. degree in Economics with a minor in Business.Email
Vice President - Controller
Courtney’s history in the accounting and financial fields easily makes her the perfect fit to be M1 Bank’s Controller. Courtney’s primary roles for M1 Bank include being the lead accountant for the bank and regulatory reporting. In addition Courtney actively participates in reporting of liquidity, capital, and interest rate risk, wholesale funding analysis, and execution and analysis of debt and capital strategies.
As a CPA and auditor with Deloitte, a Big Four accounting firm, Courtney’s responsibilities included building strong client relationships, managing staff to ensure timely audit procedures, identifying risks in financial statements, and planning and conducting audits making sure of sound presentments of clientele financial statements.
Courtney was an NCAA Division 1 athlete, exceling in track and cross country for St. Louis University. She was named Student Athlete of the Business School in 2018 and made the Dean’s List for 10 semesters.
Courtney earned a BS in Business Administration-Accounting and a Master of Accounting degree, both from St. Louis University. In 2020 Courtney became licensed as a Certified Public Accountant.Email
Vice President - Risk Analyst
A strong attention to detail and an ability to clearly interpret data are the hallmarks of Steven Coots, making him an ideal fit in his role at M1 Bank. Steven focuses on gathering and studying data to analyze loan portfolios and credit, while also cultivating strong relationships with bank customers. His expertise also offers valuable perspective to the M1 Loan and Large Credit committees on which he serves.
Before joining M1 Bank, Steven was an analyst for Mercer in St. Louis and Hawthorne Bank in Jefferson City, Mo. He also completed an internship with the Federal Reserve Bank of St. Louis, where he gained valuable experience in multibillion-dollar bank analyses. A graduate of St. Louis University, Steven earned a degree in business administration with an emphasis in accounting and finance.Email
Information Technology - Manager
A veteran of information technology, Gary’s attention to technical detail keeps everything running smoothly not only for M1 Bank personnel but also, and mainly, for clients. His extensive background in technology as an engineer and leader, especially in the financial and legal fields, has enabled him to sharpen his skills in IT Security, Regulatory Compliance and exceptional customer service.
Gary earned a Bachelor of Architecture degree from Ranken Technical College. He is a member of Pi Theta Kappa International Society and holds numerous technical certifications.Email
Assistant Vice President - Operations
As the primary customer service representative, Bonnie serves as the “face” of M1 Bank at Lake of the Ozarks, working diligently to help guide people whatever their function at M1 Bank is. She has been working in the financial services industry for more than 20 years and is a Missouri native.Email 314-721-2265
Assistant Vice President - Client Services
With a heart for service and experience nurturing relationships with clients, Stephanie Parisi sets the standard for customer service at M1 Bank. Stephanie is the friendly face and voice for M1 Bank retail customers, providing the highest quality of gracious service that our customers deserve. She brings five years of retail experience to M1 Bank, along with an excellent track record of cultivating strong customer relationships with professionalism and empathetic service.
Stephanie is a graduate of Missouri State University and gained her professional experience through strategic internships and retail positions in Dallas.
Vice President - Construction Lending
Heather Kuczewski has an extensive background in the mortgage and construction lending business. Heather has honed this experience and her analytical skills to provide an expertise in construction financing monitoring and underwriting. As M1 Bank’s VP of Construction Lending, Heather manages construction risk through advanced monitoring tools and applications. Her attention to detail enables M1 Bank to make quick and useful decisions in real time. Heather also serves on the Bank’s Large Credit Committee. Heather is a graduate from Alverno College in Milwaukee, majoring in Business Management with a minor in Professional Communication.Email
Assistant Vice President - Loan Administration
Deborah “Dee” Green has worked in the St. Louis finance industry for 20 years, gaining valuable experience at US Bank, Regions Financial Bank, and Twain Financial Partners. In particular, Dee has developed particular expertise in affordable housing projects and the New Markets Tax Credit (NMTC), both part of M1 Bank’s commercial banking focus. At M1 Bank, Dee manages loan processing and loan administration services.Email
Financial Analyst - Commercial Credit
Innovation and problem solving are key principles of Caleb Vermillion, making him an essential asset to M1 Bank. Caleb provides loan portfolio reporting and various other operational reporting to the M1 Bank team, ensuring consistent, quality decisions are made. Before joining M1 Bank, Caleb was a Financial Analyst for a St. Louis based Fortune 100 company where he gained valuable knowledge in data analytics and report automation. Caleb is a graduate of Washington University in St. Louis, earning a degree in Business Administration with an emphasis in Global Leadership and Management.Email
Loan Administration Associate
A background in financial and customer service allows Polina to easily navigate the loan documentation process. Her financial documentation evaluating skills will be put to great use assisting M1 lenders with all facets of the loan process. The experience attained in the financial industry makes Polina a great asset to M1 Bank.
Polina is a 2014 graduate of St. Louis Community College and a 2016 graduate of Webster University.Email
Loan Administration Associate
Fabienne is an accomplished professional with a background in medical management and financial institution loan servicing. She has over 10 years of experience with loan documentation which enables her to easily assist the M1 Bank lending team from initial loan preparation through closing. Her business acumen makes her a perfect fit for M1 Bank.
Fabienne is a 2018 graduate of St. Louis Community College and a 2022 graduate of Southeast Missouri State University.Email
Private Client Associate
A keen communicator and creative thinker, Emma Ferguson brings a fresh perspective to her role as Customer Service Representative for M1 Bank. Her ability to build a professional and friendly rapport with customers, helping them with their daily banking needs in our lobby and drive-thru, makes Emma a sought-after presence at M1.
She is a graduate of Missouri State University where she earned a degree in sales & marketing.Email 314-721-2265
Private Client Associate
With over 30 years of professional experience focused on servicing client needs, Jen is the right person to represent M1 Bank. Her extensive background is full of highlights including Education, Planning and Management of individuals and groups in the medical and animal welfare industries. Jen truly represents M1 Bank’s mission and vision.
A graduate of Missouri State University, Jen earned a Bachelor of Science with an emphasis in Therapeutic Recreation and a minor in Speech Language Pathology.Email 314-626-6788
Private Client Associate
As an M1 Bank Customer Service Representative, Emma is responsible for bank clients’ everyday financial needs. Emma’s background in human development, fashion and banking gives her a focus on the details bank customers take for granted. Emma’s listening and comprehensive skills allows her to always be prepared to recommend a service M1 Bank offers to assist our clients with their banking experience.
Emma has attended both St. Louis Community College and the University of Missouri St. Louis.Email 314-626-6788
Private Client Associate
Calvin’s four years as an offensive guard on an NCAA Division 1 football team assures our clients that nothing will get in his way to provide outstanding deposit protection, financial recommendations or assistance to M1 Bank’s clientele. Calvin’s professional experience in the sporting goods industry displayed his abilities to work directly with individuals, as well as management, to achieve the ultimate goal – client satisfaction.
Calvin received a scholarship to Lincoln University. He also received an academic scholarship to Lindenwood University where he earned a BS in Business Administration, with an emphasis in finance.Email 314-721-2265
Private Client Associate
Emma’s background in the medical field has sharpened her personal and intellectual skills to enable her to focus on the financial needs of M1 Bank clients. Her extensive background is full of highlights showcasing her abilities assisting with the needs and guidance of individuals to assure an increase in the overall health, both personal and financial, of each person. As a Private Client Associate, Emma will work closely with clients assuring their financial satisfaction.
Emma earned a bachelor’s degree in Psychology from Missouri State University and a master’s degree in Forensic Psychology from Arizona State University.Email 314-626-6788